You hold banking licenses and offer deposit accounts, lending, and payment services. Stablecoins are a new rail — not your core business yet, but increasingly what your customers expect.On this page: First, we'll help you check if you're eligible to join the network. Then we'll walk through what infrastructure you need, what value you unlock, and your path forward based on where you are today.You're Eligible If...#
The Stablecoin Clearing Network is open to banks that meet these criteria. Check any that apply:You hold a banking charter or operate stablecoin services under a licensed partner (VASP/CASP)
You offer accounts or wallets to retail or corporate customers
You're exploring or active in cross-border payments (correspondent banking, treasury, trade finance)
You use or plan to use stablecoins (USDT, USDC or any other) as settlement rails
If you checked 3 or more you're likely eligible for network participation — and there's real value to unlock. Keep reading to see what you'll need and what you'll gain.
What You'll Need#
Joining the network requires four building blocks. Some you may already have; others you may be building. Here's what matters and why:| Requirement | Why It Matters |
|---|
| License | Banking charter + VASP/CASP authorization (or licensed partner) for stablecoin operations |
| Custody (MPC) | Institutional-grade key management — Fireblocks, Copper, BitGo, Anchorage, or equivalent |
| Stablecoin Accounts | Your customers hold stablecoin balances in accounts you manage |
| Cross-Border Intent | Active or planned use case for FI-to-FI stablecoin transfers |
| Issuer Access (optional) | Direct relationship with Circle/Tether for mint/redeem at par — free vs. 0.1-0.5% spread on exchanges |
Don't have all four yet? That's okay — most banks are still building. See "Your Path Forward" below to find the right next step for your stage.
What You Unlock#
Once you join the network, you gain access to use cases that would otherwise require months of bilateral integrations. Here's what becomes possible:| Use Case | What It Means for You |
|---|
| Cross-Border Remittances | Offer diaspora customers instant, low-cost transfers to family abroad — stablecoins are the backend rail, users see their familiar banking app |
| B2B Payments | Corporate clients pay international suppliers in seconds, not days — settlement happens via stablecoins but the UX is invisible to them |
| Treasury Settlement | Move funds between branches or correspondent accounts instantly — routing rules handle complexity, no custom scripting |
| Correspondent Banking Alternative | Reduce reliance on SWIFT and correspondent fees for specific corridors |
| Corporate FX | Offer corporate treasury clients stablecoin settlement for trade finance |
Your Path Forward#
Where are you today? Find your stage and take the right next step:Need strategic guidance?#
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