The Clearing Insitute
RemiDe.xyz
RemiDe.xyz
  1. RemiDe Product
  • Welcome to the Clearing Institute
  • RemiDe Product
    • Stablecoin Clearing Network
    • Off-Ramp Marketplace
  • Join
    • People Behind SCN
    • Discovery Call
    • Strategy Session
  • Explore the Network
    • Alternative Solutions
    • Participants
      • Banks
      • PSPs & EMIs
      • Crypto Exchanges
      • Mobile Money Operators
      • Licensed Wallets & VASPs
    • Team Playbook
      • For Executives
      • For Compliance Officers
      • For Treasury & Ops
      • For Product Leaders
  • Why Now
    • Pre-SWIFT Moment
    • Stablecoins 2.0 & Banking 2.0
    • Market Researches & Analysis
  • How To
    • Launch Checklist
    • Stablecoin Use Cases
    • Corridor Models
    • Travel Rule
    • FAQ
    • RemiDe API
  1. RemiDe Product

Off-Ramp Marketplace

One integration. Every corridor.
Off-ramps compete for your volume.
RemiDe turns the fragmented off-ramp ecosystem into a single marketplace. You integrate once. Every corridor, every payout method, every provider — accessible through one API.
Think Kayak for fiat disbursement.

The Problem: You're Still Integrating One by One#

You want to pay out in Colombia. Here's what that takes today:
1.
Find a licensed off-ramp provider in Colombia
2.
Negotiate terms, pricing, SLAs
3.
Integrate their API (weeks to months)
4.
KYB — separate verification process
5.
Prefund — lock capital with them
6.
Pay monthly fees — whether you send volume or not
Now multiply that by every country you want to reach.
Your roadmap fills up with plumbing. Not product. Not growth. Just wiring to partners who may or may not deliver reliably.
And if your off-ramp in a given corridor goes down? You have no fallback. The corridor is dead until you find and integrate another one.

This Pattern Is Not New#

Every time an industry forces buyers to source providers manually, a marketplace emerges.
IndustryBeforeAfterYear
Travel bookingCall each airline separatelyKayak / Skyscanner2004
RidesCall each taxi companyUber2012
E-commerceVisit each storeAmazon Marketplace2000
AdvertisingBilateral media buysGoogle AdWords (auction)2002
Fiat disbursementBilateral off-ramp integrationsRemiDeNow
The question is not whether off-ramps start competing. It's whether you're still integrating them one by one.

RemiDe Off-Ramp Marketplace#

💡
Off-Ramp Marketplace (noun): An auction layer where licensed fiat disbursement providers compete on price, speed, and payout method for each cross-border payment task — automatically.
Unlike bilateral integrations or orchestration platforms, the Off-Ramp Marketplace creates real-time price competition for every transaction. You submit a disbursement request. Providers quote. Best quote wins.

How It Works#

1
You submit a disbursement request
Amount, destination country, payout method (bank, mobile money, cash).
2
Auction engine queries off-ramps
RemiDe queries all available providers in that corridor. They compete on price and speed.
3
Best quote wins
Auction engine selects the best combination of rate, speed, and reliability score.
4
Stablecoin + compliance data routed
Stablecoin + IVMS-101 compliance data routed to the winning provider. Cross-chain if needed.
5
Local fiat disbursement
Winning provider converts to local fiat and disburses to recipient via their local payment rails.
💡
Key design. Stablecoins are delivered immediately to the winning off-ramp. They handle the fiat leg locally, under their own license. RemiDe never touches fiat — we clear stablecoins only.

The Two Sides: Send and Receive#

Every member on the marketplace is bidirectional. You can send outbound volume and receive inbound volume. Both create value.
When You Send (Outbound)
Your users want to pay out abroad. Today, you'd need bilateral integrations in every destination country.
With RemiDe:
Submit a disbursement request through one API
Off-ramp providers in the destination country compete for your volume
Best price wins automatically
No bilateral integration. No prefunding. No monthly fees per partner.
Result: You reach every corridor on the marketplace without building a single off-ramp relationship.
When You Receive (Inbound)
You're a licensed payment provider in your region. Other members on the marketplace need to disburse fiat in your country.
You don't need to do BD. Volume flows to you automatically:
You publish your rate card (or respond to real-time quote requests)
When your price and reliability win the auction, stablecoins are routed to you
You convert and disburse locally through your existing payment infrastructure
Result: Passive inflows. Cross-border volume lands on your platform without you lifting a finger on business development.
💡
The flywheel. Every new member adds corridors to the marketplace. More corridors attract more senders. More senders attract more off-ramp providers. More providers improve pricing. Better pricing attracts more senders.

You Set the Rules#

RemiDe is a network, not a pipe. Every member controls their own policies.
You DefineWhat It Means
CounterpartiesChoose which members you transact with — and which you don't. Allowlists and blocklists at your discretion.
CorridorsOpen only the corridors you want. Expand as your business grows.
Transaction typesB2B only? C2C only? Both? You configure what flows you accept.
Volume limitsSet per-transaction, per-corridor, or per-counterparty caps that match your risk appetite.
Compliance thresholdsDefine minimum data requirements beyond the Travel Rule baseline.
The policy engine checks every transaction against both sides' rules before anything moves. If policies don't match, the transaction doesn't start. No surprises, no manual review of unexpected inbound volume.
Every member also earns a reputation score based on delivery success, compliance completeness, and response time. The network rewards reliability.
You manage your risk. The policy engine enforces it. Automatically.

Stablecoin by Design#

💡
RemiDe operates exclusively in stablecoins. We never touch fiat.
Your local fiat legs stay local — under your license, in your jurisdiction. RemiDe clears the stablecoin middle: routing, compliance, settlement. That's it.
This is not a limitation. It's a deliberate architecture choice:
No money transmission licensing per jurisdiction — RemiDe routes stablecoins, not fiat
No FX risk — stablecoins move at par; fiat conversion happens locally at each end
No custodial exposure — transit time is ~7 seconds, not days
Clean regulatory position — VASP/CASP license covers the stablecoin layer; each member handles their own fiat leg under their own license
Fiat stays local. Stablecoins clear globally.

What You Get#

BenefitSending (Outbound)Receiving (Inbound)
IntegrationOne API — all corridorsOne API — all inbound volume
PricingCompetitive: off-ramps bid for your volumeYou set your rates — win on price or speed
PrefundingNone. Monthly volume billing.None. You receive stablecoins, then disburse.
KYBOnce with RemiDe — access entire networkOnce with RemiDe — receive from entire network
ComplianceTravel Rule (IVMS-101) built inTravel Rule data arrives with every transaction
FallbackIf one off-ramp fails, next best quote takes overN/A — you control your own disbursement
VolumeNew corridors without new integrationsPassive inflows without BD

What Today Looks Like vs. What Changes#

DimensionToday (Bilateral)With RemiDe Marketplace
New corridorFind partner → negotiate → integrate → monthsAlready on the marketplace → days
PricingLocked to whoever you integrated withOff-ramps compete per transaction
Monthly costsFees to each partner, even at zero volumePay only when you transact
CapitalPrefund with each off-rampNo prefunding
ReliabilityOne partner down = corridor deadAutomatic fallback to next best quote
ComplianceManage Travel Rule per partnerBuilt into every transaction
Inbound volumeOnly from partners you've signedFrom every member on the marketplace

Why Not Just Use an Orchestrator?#

Orchestration platforms connect you to partners through one API. But you still do KYB with each partner. You still pay monthly fees to each. You still prefund with each. There's no price competition.
OrchestratorRemiDe Marketplace
ModelYou → Platform → Partners (bilateral under one roof)You → RemiDe → Winning provider (marketplace)
PricingEach partner sets their priceProviders compete. Best quote wins.
KYBPer partnerOnce with RemiDe
PrefundingPer partnerNone
Monthly feesPer partnerNone — pay per transaction
FallbackManual switchoverAutomatic — next best quote
Travel RulePartner-side (your problem)Built in (IVMS-101 native)
Inbound volumeNot part of productPassive inflows from all members
💡
An orchestrator is a Yellow Pages. RemiDe is an auction.

How Off-Ramps Quote#

Providers can participate in two ways:
MethodBest ForHow It Works
Rate cardsStandard corridors, stable pricingPre-set rates, refreshed periodically. Low operational load.
Real-time APIHigh-value or volatile corridorsLive quotes per request. Maximum accuracy.
This hybrid model mirrors how FX platforms work — indicative rates for standard flow, live quotes for large or volatile trades. Providers set their own rates and bear the risk of staleness.

Integration#

💡
Time to marketplace access. Days to weeks. Sandbox same-day.

Integration Scope#

ComponentRemiDe HandlesYou Handle
Off-ramp discoveryMarketplace of providers across corridorsSubmit disbursement request
Auction engineQuote collection, ranking, selectionAccept or configure preferences
Travel RuleFull IVMS-101 exchangeProvide sender KYC data
RoutingCross-chain, cross-stablecoin deliveryPick your chain(s)
SettlementStablecoin delivery to winning off-rampConfirm to user

Integration Timeline#

PhaseDurationMilestone
SandboxDay 1API keys, test disbursement requests
Integration~2-4 weeksCore flow working
Compliance Review1 weekTravel Rule validation
Go Live~Week 4-6Production launch

Pricing#

What's included:
Auction engine and provider matching
Routing (cross-chain, cross-stablecoin)
Compliance ops (Travel Rule, IVMS-101)
Settlement and delivery confirmation
You pay only when you transact. Off-ramp provider fees are separate and transparent — you see the winning quote before confirming.

The Market Is Moving#

Regulatory Wave
EU MiCA fully operational since December 2024 across 27 member states
US GENIUS Act passed July 2025, enabling banks to custody and issue stablecoins
Travel Rule enforcement in 100+ jurisdictions
Cross-Border Volume
Don't integrate off-ramps. Let them compete for your volume and also get passive inflows.

Next Steps#

1
Discovery Call
30 min to understand your corridors and priorities.
2
Technical Walkthrough
API docs, sandbox access.
3
LOI
Non-binding intent to join. Starts KYB process.
4
Integration
2-4 weeks to go live.

Ready to talk?#

Book a 15-minute call to discuss how the off-ramp marketplace fits your payment flows.
Book Discovery Call

Questions? Reach out to Anton | CEO @ RemiDe
anton@remide.xyz
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