The Clearing Institute

Join the network. Get access to global stablecoin corridors with built-in compliance.

The Problem: We've Been Here Before

Fifty years ago, banks built bilateral connections to each other. They used Telex — basically telegraph messaging — in different formats. "We're sending you this much. Update your ledger." Chaos.

Every new corridor meant a new partner, a new integration, a new format. Roadmaps were packed with plumbing. Not product innovation — just wiring.

In 1975, SWIFT fixed this. One network. One standard. Banks stopped building point-to-point and started joining.

📌

This pattern is not new. Every time an industry fragments into bilateral connections, a clearing layer emerges.

Industry	Before	After	Year
Banking	Bilateral Telex messaging	SWIFT	1975
Aviation	Bilateral codeshares	Star Alliance	1997
Telecom	Bilateral carrier agreements	Clearing houses	1980s
Shipping	Custom loading per port	ISO containers	1968
Stablecoins	Bilateral API integrations	RemiDe	Now

The question is not whether a clearing network emerges. It's who joins first.

The Same Problem Is Back

Stablecoins move 45 trillion USD a year. You can send 10 million USD across chains for a fraction of a cent, in a fraction of a second.

Yet we still can't identify who's on the other end.

Infrastructure reality: Stablecoin tech is ready. Trillions flow.
Compliance reality: You can push 10M USD on-chain in seconds — but cannot legally identify a 500 USD sender across borders.

If you're a European institution receiving funds from an unknown wallet, you have no way to know who sent it.

Global adoption — where stablecoin finance merges with fiat finance — will only happen after we de-anonymize transactions. That's what makes stablecoins equal to fiat in the eyes of regulators.

What's Blocking Adoption

Travel Rule is broken

100+ countries adopted it, but implementations aren't interoperable. Blank fields everywhere. Most VASPs only do first-party transfers.

SCN solves it: Built-in IVMS-101 exchange. Every transaction is compliant by default, not by afterthought.

Infrastructure fragmentation

Liquidity fragmentation

Irreversibility

Privacy exposure

Why Nobody Has Fixed This Yet

Tether competes with Circle. USDT will never be natively compatible with USDC. Foundations push their chains. Orchestrators tax the gap. Everyone is racing to capture territory.

But here's what's coming: financial institutions will internalize stablecoin infrastructure. Banks will pick Fireblocks, Copper, whatever they want. They'll work directly with Tether and Circle. Swapping fiat to stablecoins will cost zero.

Then the question becomes: how do institutions interoperate?

RemiDe: If SWIFT Were Invented Today

... it would be:

✓ Chain-agnostic — works across any blockchain

✓ Stablecoin-agnostic — not locked to one issuer

✓ Travel Rule native — compliance embedded in the DNA

✓ Policy-driven — the recipient sets the rules, pre-flight check before the transaction

💡

Stablecoin Clearing Network (noun): A permissioned network layer that enables financial institutions to exchange stablecoin payments with built-in compliance (Travel Rule, counterparty verification) and intelligent routing across chains and stablecoins.

Unlike point solutions for compliance or APIs for transfers, a Stablecoin Clearing Network combines pre-clearance, counterparty discovery, and settlement orchestration in a unified membership model where each participant increases value for all others.

RemiDe operates the Stablecoin Clearing Network — a peer network where licensed financial institutions exchange stablecoin payments with pre-built Travel Rule compliance and intelligent routing.

This is not another API.
It's a network membership. You bring your corridors. You get access to everyone else's.

How It Works

Discovery

RemiTag lookup (@username), recipient FI verification.

Pre-Clearance

Travel Rule (IVMS-101) exchange, policy engine check, sanctions screening.

Routing

Multi-chain orchestration, multi-stablecoin settlement, liquidity optimization.

Settlement

On-chain execution, audit artifact generation, confirmation to both FIs.

💡

Safety guarantee. Nothing moves until everything checks out.

✅ Recipient FI verified — licensed, KYB'd, on-network

✅ Recipient user verified — by their FI (you trust their KYC)

✅ Travel Rule data exchanged — IVMS-101 compliant, audit-ready

✅ Policy match confirmed — both FIs agree to transact

Result: No failed transfers. No compliance gaps. No "we'll figure it out later."

For your compliance team: Every transaction has a complete evidence bundle — Travel Rule data, timestamps, counterparty verification. Auditor-ready from day one.

Payment Flow

User enters RemiTag

User types @recipient in your app.

RemiDe resolves

Verified FI + verified user resolved instantly.

You display confirmation

"Send 1,000 USDT to Camila at Peru Bank"

User confirms

One tap to approve.

Travel Rule exchange

IVMS-101 data exchanged automatically.

Funds route

Cross-chain, cross-stablecoin if needed. ~7 sec transit.

Recipient FI receives

Credits user. Evidence bundle stored for audit.

You Set the Rules

RemiDe is a network, not a pipe. Every member controls their own policies.

You Define	What It Means
Counterparties	Choose which FIs you transact with — and which you don't. Allowlists and blocklists at your discretion.
Corridors	Open only the corridors you want. Expand as your business grows.
Transaction types	B2B only? C2C only? Both? You configure what flows you accept.
Volume limits	Set per-transaction, per-corridor, or per-counterparty caps that match your risk appetite.
Compliance thresholds	Define minimum data requirements beyond the Travel Rule baseline.

The policy engine checks every transaction against both sides' rules before anything moves. If policies don't match, the transaction doesn't start. No surprises, no manual review of unexpected inbound volume.

Every member also earns a reputation score based on delivery success, compliance completeness, and response time. The network rewards reliability.

You manage your risk. The policy engine enforces it. Automatically.

What Your Users See

Integration adds one option to your existing withdraw flow.

Demonstration purposes UI | Binance

Demonstration purposes UI | Revolut

Key UX

Users enter a RemiTag (like @alexander), not a wallet address. Behind every RemiTag is a specific verified user at a verified FI with assigned wallet addresses on specific chains. The network resolves all of this — no chain selection, no address errors, no guessing. A few FIs together become a remittance network — not a walled garden.

How It Works

What You Get

💡

This is a long-term partnership, not a vendor transaction. Network members grow together. Your success is our success.

Network Effects

You join → your corridors become available to the network

Network corridors become available to you

Other FIs send to your users → passive inflows for you

Your users send to other FIs → new product for your users

Immediate Benefits

Benefit	Description
Travel Rule — Done	No more building/maintaining compliance messaging. Works out of the box.
New Corridors	Access every FI on the network. Their users can send to your users.
Passive Inflows	Cross-border volume routed to your jurisdiction = deposits = float = revenue.
No Custody Burden	Non-custodial transit (~7 sec). No new license requirements.
Multi-Stablecoin	USDT, USDC, others — not locked to one issuer.
No Vendor Lock-In	Not locked to one chain, one compliance vendor, or one issuer's ecosystem.

Why Not Just Use What You Already Have?

You probably have Notabene, TRISA, or similar. They solve messaging. They don't solve routing.

	RemiDe	Circle CPN	Notabene	Bridge (Stripe)
Stablecoin-agnostic	✅ Any	❌ USDC only	N/A	✅
Travel Rule built-in	✅	✅	✅	❌
Routing included	✅	✅	❌	✅
Network of FIs	✅ Peer	✅ Issuer-centric	❌	❌
Alias addressing	✅ RemiTag	❌	❌	❌
Non-custodial	✅	Varies	N/A	❌

💡

Key difference. CPN is issuer-centric (Circle's network for Circle's stablecoins). RemiDe is peer-centric — a network owned by no issuer, supporting any stablecoin.

Integration

💡

Time to first transaction. Days to weeks. Sandbox same-day.

Integration Scope

Component	RemiDe Handles	You Handle
Travel Rule	Full IVMS-101 exchange	Provide sender KYC data
Counterparty Discovery	Global address book (RemiTag)	Display verified recipient
Routing	Cross-chain, cross-stablecoin	Pick your chain(s)
Compliance Evidence	Audit-ready bundles	Store for your records
Settlement	Real-time finality monitoring	Confirm to user

Integration Timeline

Phase	Duration	Milestone
Sandbox	Day 1	API keys, test transactions
Integration	~2-4 weeks	Core flow working
Compliance Review	1 week	Travel Rule validation
Go Live	~Week 4-6	Production launch

Pricing

What's included:

Routing (cross-chain, cross-stablecoin)

Compliance ops (Travel Rule, IVMS-101)

Settlement finality monitoring

Evidence bundles and audit trail

You pay only when you transact.

The Market Is Moving

Regulatory Wave

EU MiCA fully operational since December 2024 across 27 member states

US GENIUS Act passed July 2025, enabling banks to custody and issue stablecoins

Travel Rule enforcement in 100+ jurisdictions

Institutional Adoption

Market Expansion

Don't build integrations. Join networks.

Why Not Just Use Existing Travel Rule Providers?

You probably already have Notabene, TRISA, or similar. They solve messaging. They don't solve routing.

Capability	Travel Rule Provider	RemiDe Network
Compliance messaging	✅	✅
Counterparty discovery	❌	✅ (RemiTag)
Cross-stablecoin routing	❌	✅
Network of verified FIs	❌	✅
Unified remittance product	❌	✅

💡

RemiDe = Travel Rule + Routing + Network. Others give you one piece. We give you the full product.

RemiDe vs. Alternatives

	RemiDe	Circle CPN	Notabene	Bridge.xyz
Stablecoin-agnostic	✅ Any	❌ USDC/EURC only	N/A	✅
Travel Rule built-in	✅	✅	✅	❌
Routing included	✅	✅	❌	✅
Network of FIs	✅ Peer network	✅ Issuer-centric	❌	❌
Alias addressing	✅ RemiTag	❌	❌	❌
Non-custodial	✅	Varies	N/A	❌

💡

Key difference. CPN is issuer-centric (Circle's network for Circle's stablecoins). RemiDe is peer-centric — a network owned by no issuer, supporting any stablecoin.

Next Steps

Discovery Call

30 min to understand your corridors and priorities.

Technical Walkthrough

API docs, sandbox access.

LOI

Non-binding intent to join. Starts KYB process.

Integration

2-4 weeks to go live.

Ready to talk?

Book a 15-minute call to discuss how stablecoin clearing fits your institution.
Book Discovery Call

Questions? Reach out to Anton | CEO @ RemiDe
anton@remide.xyz

Stablecoin Clearing Network

The Problem: We've Been Here Before#

The Same Problem Is Back#

What's Blocking Adoption#

Why Nobody Has Fixed This Yet#

RemiDe: If SWIFT Were Invented Today#

How It Works#

Payment Flow#

You Set the Rules#

What Your Users See#

What You Get#

Network Effects#

Immediate Benefits#

Why Not Just Use What You Already Have?#

Integration#

Integration Scope#

Integration Timeline#

Pricing#

The Market Is Moving#

Why Not Just Use Existing Travel Rule Providers?#

RemiDe vs. Alternatives#

Next Steps#

Ready to talk?#

The Problem: We've Been Here Before

The Same Problem Is Back

What's Blocking Adoption

Why Nobody Has Fixed This Yet

RemiDe: If SWIFT Were Invented Today

How It Works

Payment Flow

You Set the Rules

What Your Users See

What You Get

Network Effects

Immediate Benefits

Why Not Just Use What You Already Have?

Integration

Integration Scope

Integration Timeline

Pricing

The Market Is Moving

Why Not Just Use Existing Travel Rule Providers?

RemiDe vs. Alternatives

Next Steps

Ready to talk?